I want a job

[martindtanderson]

I have 83p in the bank until april. Do your folks live near, if so why not move back home for a bit. I'm sure you wont be charged too much by your folks, and i'm sure they will have some food to spair.

Dont get thinking too depressed, it does ya no good. At least you know you have money on Monday, so hang on in, maybe look up an ex you've dumped, and work your way into her bed for the night

[Jamez]

My folks live 100 miles away. And I would leave this second if I could put some petrol in my car!!!

You really cannot exist without money. And then there's twats like my landlord really Lording it about in his Lotus and living in a huge house in Swansea. Cunt. I hope he gets cancer of the cock.

[DAS]

The reason I'm so pissed off is because:

1. My landlord has cashed the rent cheque before I anticipated

2. My debit card dosen't work as I've maxed out the overdraft (£1400)

3. I've got cheques to cash for £500, but I can't do it until Monday, and even then I'm probably gonna have to wait until the end of next week before it all goes through

4. I tried to borrow £50 from my student union (you write them a cheque, and they cash it at the end of the month) and they give you £50 cash. But they said they've got no more money left until March 1st - which is helpful(!)

5. The Job Centre Plus website dosen't work for some reason (and I'm using it with IE, because I know it doesn't work in Firefox!) and I need to find a proper part time job - not sporadic voice-over work which is hardly fab money either

6. I have 56p on me right now, and that's all I have! I've run out of food and I'm waiting for NTL to cut me off any day now.

7. Even if I managed to persuade my mum to put £100 into my bank account, she wouldn't be able to do so until Monday either.

8. All my housemates and mates who live nearby have fucked off until the middle of next week, so I'm here alone, hungry and cold.

9. There's a peice of rope in my car. How do I make a noose?

And for that account, I can show you 100 others from people I know in exactly the same position.

I'm not too far off myself, but you have to live for as you are right now while looking at the wider picture. Right now, I'm steamrollering my way into overdraft and am awaiting the lovely tuition and rent withdrawals. But I'm a student, and didn't expect any less, and I know that by staying with it for those few months will give me all sorts of chances that I otherwise wouldn't have.

Keep with it James.

[Chris]

How much have you spent on fags, boozing and nights out?

Don't know about you but I get the impression that far too many students spend their money on fags, booze and nights out rather than on general costs of living. How much of your £4k or thereabouts goes towards expenses that you can cut back on for a month or two?

Perhaps this is the ideal time to give up smoking, eh, Jamez?

[martindtanderson]

How much have you spent on fags, boozing and nights out?

Don't know about you but I get the impression that far too many students spend their money on fags, booze and nights out rather than on general costs of living.

Perhaps this is the ideal time to give up smoking, eh, Jamez?

Well in my own case, I dont smoke, I dont drink, and I dont go out much, yet I still got through £900 in only a month! Decorating my room, replacing PC components...

[Ed Hammond]

I'd say keep with it as well.

You might not end up with a decent job afterward straight away, but as you progress you'll find that more and more jobs you'll want to do will demand as an essential prerequisite that you have a degree. A lot of job adverts say "or equivalent experience gained through previous employment" in lieu of a degree but to be honest that's rubbish - when in ten year's time you're looking for (god forbid) a management job, you'll have a hard time getting one without a degree.

Obviously it's no fun now having no money, but once you start work you'll find that you might consider that student life was better, and that the prospect of working an eight hour day doing (for example) mindless, futile paper-pushing at the council for the next forty years is just too terrifying. Put it off for as long as you can.

Perhaps you should try robbing a bank, or becoming a pimp? I've heard that can pay quite well.

[Big Brother]

How much have you spent on fags, boozing and nights out?

Don't know about you but I get the impression that far too many students spend their money on fags, booze and nights out rather than on general costs of living. How much of your £4k or thereabouts goes towards expenses that you can cut back on for a month or two?

Perhaps this is the ideal time to give up smoking, eh, Jamez?

I'm a student and I don't have any of these problems, when I didn't have a job okay I had some problems with money as my bursary payments were very low.

Money management seems to be an issue a lot of my friends suffer - partly because they're out every Wednesday, Saturday & Sunday. Some have cars and go shopping frequently. I don't go out every other day like it's religion. Every so often. I can go shopping and I can now afford to pay for a car without getting into serious money problems.

My money problems I did gain last year are in a stable situation and I'm managing them well.

What I fail to understand is why mdta spent so much decorating his room - this to me isn't classed as a compulsory expense and could have gone undone. A tub of white paint can cost around £10 and another colour around £15 from Dulux. Did well on my room. Unless the rooms falling off the side of your house you didn't need to have it done up.

As for PC Components - this also bugs me with a lot of students. I've heard some instances and it seems with Mdta these occur every month. PC Components do not need replacing every month or every other month. If you are doing this then you need to look further ahead when buying these. Looking to what your going to need a graphics card for next week is no use when you might have something bigger a year down the line. Colleges & Universities don't have parts replaced every month and most PC/Mac systems will work on the same parts when software demands more from them. If you spend a larger some on one component and have planned ahead when buying it then you won't need to replace it until it breaks or ends up a few years old.

Bit of pot, kettle & black there as I go through hard discs at quite an alarming rate which some quick working show I need a new hard disc every year. I use my PC a lot for everything, it's on for over 12hours each day and the heat in the room can vary and cause problems. I do however plan ahead and have recently invested in an external disc to store data which should reduce the strain on the internal drives.

If you get your bursary or loan in installments every 3 months or so budget some of that to go on PC parts, I've done this and so far come out with a high quality A3+ Printer, scanner, digital camera, external hard disc, graphics card, internal hard disc. A mass of printer ink, paper and other bits. All of which leaves me with plenty for travel, food, etc. I still live at home so these things aren't an issue but I could easily live on what I earn in wages, loands & bursary.

Jamez I sympathise with you as I've been there but I raise serious questions on what some of this debt and overdraft has been spent on. You say you can't get to the bank until today is it? Then why is that? You don't have a job so what are you doing that means you can't get there til then? If your studying then your course tutor/leader or whoever I'm sure will sympathise with you and let you leave to go to the bank. If however your falling behind with your studies then again why is this? You need to keep on top it. No silly debt. No days off because of hangovers. Go out less. And less on things you don't need.

If your landlord has cashed the cheque sooner than expected than you should have written a date further on when it would be more convenient.

[Jamez]

I found some money today and I cashed my cheque and I've got a voiceover tomorrow afternoon! yay!

At least I can eat, drink and smoke again now! ahh bliss!!

I'm such an easy person to please. Although if you want to please me comopletely, I suggest you go on top!!

[Cheese Head]

the Jamez we know and love is back!

*cheer*

[Aston]

the Jamez we know and love is back!

*cheer*

Well aren't you suddenly a Jamez fan...

I think we should set up a "Donate to Jamez PayPal Appeal="Cheese Head". Anything to get him along, or for the gay men/women of the forum, to get the cock out of the stone washed boot cut
jeans...

...I presume you were hoping he'd say yes for your own benefit :roll:

[craig]

Try Nationwide,

They are a good banking company.

I am with them, my mum is also my grandad is.

Regards
Craig