I have a current account with Halifax for two reasons
1 - I can pay cheques into it using my phone, since they closed the TSB near me and took the cash machine away with it.
2 - I have a Halifax credit card I use when abroad, and its quicker to pay off using a Halifax current account as the balance updates the same day not some random amount of days later if I transfer from another account. So I transfer to the Halifax account then pay it off internally.
One thing I really like about Amex is when you pay towards the balance using a debit card it updates instantly.
The Barclays and other non-Lloyds/TSB Bank thread
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I also used the Barclays self-service terminal yesterday. I was surprised at how easy it was to use to deposit cash in. Compare that to NatWest where I had to ask the staff member for assistance.
TVF's London Lite.
It's real:thegeek wrote: ↑Wed 16 Mar, 2022 11.17Curiously, they've updated the designs and have gone portrait:
Has anyone received theirs (in either orientation) yet?
This example of how it'll look in Apple Pay isn't very good though. My Virgin Money debit card is portrait, but the graphic that shows up in Google Pay is a landscape version.
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They do seem a cut above the rest in terms of service level and their computer systems.
I'm also an Amex card holder and when I signed up on a Saturday afternoon, the card was in my door by Tuesday morning.
A very good first impression, compared to other companies that give all the 5-10 working days rubbish.
Where on earth are the other companies sending the card from?!
The balance also updates within a few hours too if you pay via Faster Payments from your bank account.
Transaction-wise, they all appear to be received and processed on the same day, if my statement is anything to go by.
Their insistence on taking direct debits a week before the due date of statements annoys me. Also the fact you can only store one debit card for payment, and since an update a couple of months ago that is the only debit card you can then use (so you have to delete it and add another one, but you can only do that after any payments have been processed which seems to take an hour or so).
Both of these aspects Tesco Bank does a better job with - direct debits come out on the statement due date and you can store several debit cards for payment (which is handy for quickly fulfilling multiple Halifax Reward accounts' requirements).
Amex are a quality operator though, generally. I miss the Costco partner card they used to offer. The Platinum Cashback ones used to be great but are pretty meh now. One day they'll finally launch a Hilton card over here...
Both of these aspects Tesco Bank does a better job with - direct debits come out on the statement due date and you can store several debit cards for payment (which is handy for quickly fulfilling multiple Halifax Reward accounts' requirements).
Amex are a quality operator though, generally. I miss the Costco partner card they used to offer. The Platinum Cashback ones used to be great but are pretty meh now. One day they'll finally launch a Hilton card over here...
3 years after the logo launch, I've just had an insurance renewal letter (nearly double the premium lol no) with the old logo. The people who give you extra, indeed.