Thanks for the info. It could have been worse. I could have opted for Tiny! I agree with you with pay later option. The APR tend to be high as you say. I would rather get a 3 year warranty than a pay a loan of for a PC!
You have a good point about the flat screens, I completely forgot about the resolution. I find 1024x768 too big although when I had a PC for the first about 6 years ago. I thought 800x600 was the right size for me!.
I have a 17" CRT monitor at the monitor which after 6 years, still works. Although would probably look out of place with a white monitor and a black tower box.
There was Tiny PC advertised a short while ago which had so much on board for its price and looked good despite all the negative feedback it gets outside and the fact you can't really upgrade those machines from what I've been told.
You see, I'm on a stumbling block. I want a good system (who doesn't) I think a 15" monitor will be too small, let alone the resolution issues. But knowing what way to go and where to go. I would love to have the money now and just build one from scratch but I need a PC as soon as I can and then save the money up throughout the year and pay it off.
The PC that I have now is so backwards that I might as well get my Amiga 1200 out again

Oh, and as for these software installs with AOL etc. I wouldn't even let AOL near my system. Never understand why they bundle all this kit on in then first place. Why can't the user choose and go from there.