I'd imagine those are branches that will need to change the least, as they were clearly designed with a view to becoming Lloyds Bank in the near future. It's interesting all the 'Lloyds TSB' temporary signs use the old font/logo, despite the new one being used since at least 2011 the same with the website and TV advertisements.thegeek wrote:Pete wrote: I'll have to pop back and see how they're preparing for the rebrand - it's clearly imminent.
Another High Street Rebrand
Yeah; I thought it was weird that they introduced the new logo to new stores 18-24 months ago, and yet nowhere else.wells wrote:I'd imagine those are branches that will need to change the least, as they were clearly designed with a view to becoming Lloyds Bank in the near future. It's interesting all the 'Lloyds TSB' temporary signs use the old font/logo, despite the new one being used since at least 2011 the same with the website and TV advertisements.thegeek wrote:Pete wrote: I'll have to pop back and see how they're preparing for the rebrand - it's clearly imminent.
The town I work in, I noticed today that their Lloyds TSB has had a big refit and is very green with again a temp white lloyds tsb sign on the front, even the pay point I used was the new green with a few bits of the old branding on it to cover it up.
Yes, that's what seems to be happening to all soon-to-be Lloyds Banks.
I think you're on to something there - I had a look the other day, and there's a slightly wider gap than you might otherwise expect between the 'TSB' and the black horse on the sign.wells wrote:I'd imagine those are branches that will need to change the least, as they were clearly designed with a view to becoming Lloyds Bank in the near future. It's interesting all the 'Lloyds TSB' temporary signs use the old font/logo, despite the new one being used since at least 2011 the same with the website and TV advertisements.thegeek wrote:Pete wrote: I'll have to pop back and see how they're preparing for the rebrand - it's clearly imminent.
I've ended up quite confused by all this, and despite reading though the thread am still not quite sure what's changing to what. Lloyds TSB is changing (back) to Lloyds, and TSB will be separate and eventually spun off? And then something's happening with Bank of Scotland and Halifax too, with Halifax leaving Scotland? Could someone sum up what's going on?
HBOS (Halifax Bank of Scotland) had already closed or rebranded the Halifax branches in Scotland as Bank of Scotland. (Bank of Scotland branches in England were also closed). Both Halifax and Bank of Scotland offered and serviced Halifax (personal) products and Bank of Scotland (business) products.
Lloyds took over HBOS in 2008, and since then has stopped the inter-availability of products between HBOS brands. I presume people with Halifax accounts at BoS branches have been converted to a BoS product? It seems that Lloyds have been refurbishing BoS branches in a scheme similar to the Stratford Lloyds example, but in blue, perhaps a sign that they intend to move it to offering Lloyds products in Scotland?
As a result of the merger and the subsequent bailout, the EU now requires that Lloyds sell off a good number of branches. They've chosen to do this by selling off their Lloyds TSB branches in Scotland, Cheltenham & Gloucester and a good number of Lloyds TSB branches in England & Wales, which will rebrand as TSB in readiness for a sale/spin-off in the coming months. The remaining Lloyds TSB branches will become Lloyds Bank.
The big question to me is, what happens to Halifax?
Lloyds took over HBOS in 2008, and since then has stopped the inter-availability of products between HBOS brands. I presume people with Halifax accounts at BoS branches have been converted to a BoS product? It seems that Lloyds have been refurbishing BoS branches in a scheme similar to the Stratford Lloyds example, but in blue, perhaps a sign that they intend to move it to offering Lloyds products in Scotland?
As a result of the merger and the subsequent bailout, the EU now requires that Lloyds sell off a good number of branches. They've chosen to do this by selling off their Lloyds TSB branches in Scotland, Cheltenham & Gloucester and a good number of Lloyds TSB branches in England & Wales, which will rebrand as TSB in readiness for a sale/spin-off in the coming months. The remaining Lloyds TSB branches will become Lloyds Bank.
The big question to me is, what happens to Halifax?
The HBOS branches were always a bit nuts, and the products weren't so neatly delineated on business/personal lines. Going into the merger, I had BoS current and savings accounts. Post merger, when I got an ISA, this was a Halifax product (and was a regression, with passbooks instead of a card thing), but all my successive current accounts/credit cards have been BoS products. My ISA is still a Halifax product - I get random bumf in the post trying to sell me things on the back of it which are all Halifax branded, but everything else is strictly BoS. It's very odd.
There was another strange spell a year or two ago where the HBOS and Lloyds bits of LBG presumably began merging infrastructure. For a few months BoS regressed, again, with customers having to fill in withdrawal/deposit slips in the queue. I was told this was/is a Lloyds thing - is that even true? Everybody obviously hated the faff, and I kept getting told it was a stopgap, but didn't really understand if the aim was for Lloyds to adopt the (superior?) HBOS backend. Over the same period, BoS branches have been tarted up in that sort-of Lloyds style, but there's a lot of random bits of brand legacy hanging over it all. I'm tempted to not touch my ISA to see for how long I can hang on to a sweet reminder of pointless Halifaxness.
There was another strange spell a year or two ago where the HBOS and Lloyds bits of LBG presumably began merging infrastructure. For a few months BoS regressed, again, with customers having to fill in withdrawal/deposit slips in the queue. I was told this was/is a Lloyds thing - is that even true? Everybody obviously hated the faff, and I kept getting told it was a stopgap, but didn't really understand if the aim was for Lloyds to adopt the (superior?) HBOS backend. Over the same period, BoS branches have been tarted up in that sort-of Lloyds style, but there's a lot of random bits of brand legacy hanging over it all. I'm tempted to not touch my ISA to see for how long I can hang on to a sweet reminder of pointless Halifaxness.
I really don't understand what's going on with the Lloyds back-end situation. I was under the impression that the HBOS system *was* superior, but then when the Co-op takeover of TSB was announced there was all sorts of faff around the IT infrastructure remaining with Lloyds and being rented from them (which I believe is what TSB will do initially?) - why don't Lloyds flog their system with the TSB spin off and move the customers they'll retain to the HBOS system?
I'm probably oversimplifying massively.
I'm not sure if any Halifax stuff has moved over to Lloyds infrastructure. The only change I've noticed is that Halifax seem to have shed any reference to Roll Numbers sometime in the last 2 or 3 years.
I'm probably oversimplifying massively.
I'm not sure if any Halifax stuff has moved over to Lloyds infrastructure. The only change I've noticed is that Halifax seem to have shed any reference to Roll Numbers sometime in the last 2 or 3 years.
Yes, we always used to have to fill in stupid bits of paper with Lloyds. If we dared not to we'd get grunted at by the cashier who'd then fill in the bit of paper and proceed to do fuck knows what on their bizarre ergonomic nightmare of a computer with the worlds smallest trackpad balanced on top of a bundle of wires.lukey wrote: For a few months BoS regressed, again, with customers having to fill in withdrawal/deposit slips in the queue. I was told this was/is a Lloyds thing - is that even true?
This has finally been replaced with putting your debit card in the chip and pin machine but their systems still appear to be powered by steam. Internet banking won't let you have punctuation characters in your password for example.
I have no idea what the current status of the HBOS backend is, although I believe it was superior. Perhaps Lloyds, for whatever reason, are doing a morrisons?
On a related not, I find it amusing that 8 years after the merger, Abode are still using the Macromedia website templates.
"He has to be larger than bacon"
-
DVB Cornwall
- Posts: 519
- Joined: Fri 24 Jun, 2005 21.42
Re the HBOS England and Wales branches not transferring to TSB, a very few are, they will remain operating as an independent unit within Lloyds Banking Group. I suspect nothing will be done with them re integration until all threats of litigation over the takeover of HBOS by Lloyds TSB disappear. The need to retain them in some semblance of an integral unit being necessary if the 2008 deal needs to be undone as a result of such action.
Having had accounts with Lloyds, Halifax and new Halifax, as far as I'm concerned the new iteration of Halifax online is by far the worst. A reversion to the now gone features of the previous version is long overdue.
Having had accounts with Lloyds, Halifax and new Halifax, as far as I'm concerned the new iteration of Halifax online is by far the worst. A reversion to the now gone features of the previous version is long overdue.
