Well not least via the savings from shutting down the branches where there is a Halifax and Lloyds opposite one another.If Halifax, RBS and Lloyds TSB were all involved in the massive banking collapse, where have they suddenly got all this extra cash from to go about introducing new logos and rebranding branches?
Having said that, rebranding a few branches (on the orders of the Treasury) costs pittance to the sort of money involved during the collapse.