Metropol

That's pretty much what Stu said, except he did it much more succinctly and with less pomposity.

Mich wrote:It isn't always possible to identify and quantify risks successfully; black people may be a more or less costly motor insurance risk but is much harder to quantify than sex.

Its no more or less difficult to assess if the policy holder's colour is a matter of record.

I'm not sure any insurer has the balls to base policy acceptance on it, however.

StuartPlymouth wrote:

Slagathor. wrote:Despite the fact that nobody cares, Brian Melo, this year's Canadian Idol, has released his first single.

Indeed, your belief is correct!

Well, he's very talented.

Gavin Scott wrote:

Mich wrote:It isn't always possible to identify and quantify risks successfully; black people may be a more or less costly motor insurance risk but is much harder to quantify than sex.

Its no more or less difficult to assess if the policy holder's colour is a matter of record.

I'm not sure any insurer has the balls to base policy acceptance on it, however.

Who says they don't already? All these decisions are programmed into (and partially generated by) computers, are they not?

Gavin Scott wrote:

Mich wrote:It isn't always possible to identify and quantify risks successfully; black people may be a more or less costly motor insurance risk but is much harder to quantify than sex.

Its no more or less difficult to assess if the policy holder's colour is a matter of record.

I'm not sure any insurer has the balls to base policy acceptance on it, however.

They may be able to observe; as i'm sure some studies have shown that certain races are a greater risk, but that doesn't mean they can easily base premiums upon it. Quite what makes someone a particular race, and how do you measure it? Skin colour, parents nationality, self identification?

In reality they can build race into other areas of their pricing by using address and (in all likelihood) car type.

how does sheila deal with trans-sexuals? or trans-vestites? i mean just because you have a winky does it mean you are a man? what would happen, for example, if you felt more comfortable describing yourself as female just for the short duration of the phone call whilst getting the quote?

tvmercia wrote:i mean just because you have a winky does it mean you are a man?

We could debate that one all night

tvmercia wrote:what would happen, for example, if you felt more comfortable describing yourself as female just for the short duration of the phone call whilst getting the quote?

I'm sure Sheila wouldn't have a problem in giving you the policy, but you would have to remember (and prove) to be similarly minded when you had an accident and made a claim.

There was, of course, something a few years back implying that gay men have neural similarities to women...

I don't know if it extended to popular vodka-lemonade alcopops

Sput wrote:I don't know if it extended to popular vodka-lemonade alcopops

I used to drink Smirnoff Ice - but I find it far too gassy. I'd spend all evening feeling uncomfortably bloated!

According to Crappipedia, Sheila's Wheels also sells to men.

as second drivers