Sheilas' Wheels: there have a song out now!
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Gavin Scott
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Its no more or less difficult to assess if the policy holder's colour is a matter of record.Mich wrote:It isn't always possible to identify and quantify risks successfully; black people may be a more or less costly motor insurance risk but is much harder to quantify than sex.
I'm not sure any insurer has the balls to base policy acceptance on it, however.
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Slagathor.
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Well, he's very talented.StuartPlymouth wrote:Indeed, your belief is correct!Slagathor. wrote:Despite the fact that nobody cares, Brian Melo, this year's Canadian Idol, has released his first single.
"Now, if you'll look to your right, you'll see my waning libido, my crushed soul, and my very last nerve, which I would advise you not to get on, under or even close to."
Who says they don't already? All these decisions are programmed into (and partially generated by) computers, are they not?Gavin Scott wrote:Its no more or less difficult to assess if the policy holder's colour is a matter of record.Mich wrote:It isn't always possible to identify and quantify risks successfully; black people may be a more or less costly motor insurance risk but is much harder to quantify than sex.
I'm not sure any insurer has the balls to base policy acceptance on it, however.
They may be able to observe; as i'm sure some studies have shown that certain races are a greater risk, but that doesn't mean they can easily base premiums upon it. Quite what makes someone a particular race, and how do you measure it? Skin colour, parents nationality, self identification?Gavin Scott wrote:Its no more or less difficult to assess if the policy holder's colour is a matter of record.Mich wrote:It isn't always possible to identify and quantify risks successfully; black people may be a more or less costly motor insurance risk but is much harder to quantify than sex.
I'm not sure any insurer has the balls to base policy acceptance on it, however.
In reality they can build race into other areas of their pricing by using address and (in all likelihood) car type.
how does sheila deal with trans-sexuals? or trans-vestites? i mean just because you have a winky does it mean you are a man? what would happen, for example, if you felt more comfortable describing yourself as female just for the short duration of the phone call whilst getting the quote?
We could debate that one all nighttvmercia wrote:i mean just because you have a winky does it mean you are a man?
I'm sure Sheila wouldn't have a problem in giving you the policy, but you would have to remember (and prove) to be similarly minded when you had an accident and made a claim.tvmercia wrote:what would happen, for example, if you felt more comfortable describing yourself as female just for the short duration of the phone call whilst getting the quote?
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